How do I get started?
Fill out the simple and quick online information request form and you will get a call from us shortly afterward so we can match you with a lender and give you a free quote.
How do you pick a lender for me?
We only invite the highest-quality lenders into our network with the most competitive interest rates. We then pick the lender that is closest to you with the best deal for your unique situation out of our exclusive network.
What documents do you need for a car title loan?
- Government issued photo ID
- Free and clean title
- Three references
- Proof of insurance
- Social security card
How long will it take for me to be able to qualify for a title loan?
The process is usually extremely fast. You can get approved sometimes in just a few hours and then access your money as fast as the very next business day from date of approval.
Does my vehicle need to paid off to get a title loan?
Not in all cases. If your car is valuable enough and you only have a few payments left, you can sometimes be approved for a title loan even though it is not completely paid off.
If I don’t have a job, can I still qualify for a loan?
You do need to have a verifiable income but that does not need to be standard employment. You can be approved with another source of income such as unemployment benefits, pension, Social Security, retirement, or disability.
Does the lender check credit?
Occasionally, the lender will check your credit but only to ensure that you are not in active bankruptcy or currently undergoing credit counseling.
How do I know my information is safe on your site?
We care a great deal about your privacy and take every precaution to protect it. We never sell or distribute any information you give us other than to the direct lender you want to work with. Additionally, we never do business with a lender that sells or shares your information with anyone else. Our online application software is encrypted and very secure.
Do I have full use of the vehicle?
Yes! The lender signs onto your car’s title and keeps that pink slip but you can keep driving your car as normal while you make the regularly scheduled monthly payments.
Is Online Auto Title Loans a lender?
No. We are not a lender, we are a title loan referral service so we match you with a lender in your area and provide certain brokering services with our partner TMG Loan Processing.